Tuesday, October 13, 2015

I guess we can have a new septic.

The county health inspector came out yesterday to decide whether we can have a new septic system for the new house and everything went fine. He identified everything with little flags and left to write up the permit. One fewer obstacle in our way.

Today the bank sent out a guy to inspect the property as well.  He'll give the bank a valuation of what the house will be worth once it's built, including the value of the property and such.

The photo above is a picture of where the house will be. I'm not sure you can see the little orange flags that show where the house corners are, but this is a 'before' shot for later comparison.

Monday, October 5, 2015

The Abigail

For those interested, here's a link to the house plan we chose. It's called the Abigail and the company is Schumacher Homes. It may force you to toss in a zip code before looking at the house plan, you can put ours in there...27526.

Keep in mind that the photos seen here are model homes that have ALL kinds of upgrades that we won't have. But you can get an idea of the rough layout, which we didn't change very much.

The Abigail


Pre-Construction Meeting Success

Last friday we had our pre-construction meeting. It took like...5 freaking hours. We had to go through every choice we've made thus far in fine detail and had to make about 4 new trips to their design building to solidify choices. We also nailed down specifics regarding some choices that were still up in the air.

So there will be a 'wet room shower' with no doors and Dawn wanted a fancy rain head and hose thingy. We also nailed down details for a granite counter in the master bath and vessel sinks and wall faucets, since counter mounted faucets might not fit back there with the vessel bowls.

We had also gone out to choose certain appliances. They're going to install the dishwasher, the double wall over and the cook top for us, so we had to choose exact models for their plans. We made out well with that, since Schumacher has a good deal with Sears and we got nice Kenmore appliances at a discount.

When all was said and done, we signed the document. It's now cast in stone. Any chances we want to make to the house at this point will require change orders and fees, because as soon as the bank says 'Yes' to us, they'll start doing the CAD stuff and ordering materials to start construction.

They've already forwarded the information to the bank and the bank has been in contact with us. I'm sure they'll need a hundred more documents, but at least the process is moving forward. Once they say yes, we'll get a closing date. Once we get a closing date, the house will likely be built within 6 months of that date.

Exciting! Scary!

Bank update

News!

We're switching banks from SunTrust to Federal Savings Bank. The reason? Our house company told us that SunTrust has a bad habit of not paying out if there's a lien on the property and apparently lots of sub-contractors put a lien on as matter of course until they're paid. Leading to all kinds of nastiness. SunTrust doesn't pay Schumacher, Schumacher doesn't pay the subcontractors, and the lien never gets removed and everyone's unhappy. Screw that.

So we've gotten pre-approved from Federal Savings. In fact they said we're 'Well Approved'. How about that!